Real Estate Agents » agents realestate http://www.jornaldossonhos.net Tue, 03 Nov 2009 18:45:24 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 Pushy Real Estate Agent http://www.jornaldossonhos.net/agents-realestate/pushy-real-estate-agent http://www.jornaldossonhos.net/agents-realestate/pushy-real-estate-agent#comments Tue, 03 Nov 2009 18:45:21 +0000 admin http://www.jornaldossonhos.net/agents-realestate/pushy-real-estate-agent from the Peter Serafinowicz Show Christmas Special

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]]> http://www.jornaldossonhos.net/agents-realestate/pushy-real-estate-agent/feed 25 Realestate agents? Are you the one who is supposed to find the lender or is the buyer? http://www.jornaldossonhos.net/agents-realestate/realestate-agents-are-you-the-one-who-is-supposed-to-find-the-lender-or-is-the-buyer http://www.jornaldossonhos.net/agents-realestate/realestate-agents-are-you-the-one-who-is-supposed-to-find-the-lender-or-is-the-buyer#comments Tue, 03 Nov 2009 18:45:00 +0000 admin http://www.jornaldossonhos.net/agents-realestate/realestate-agents-are-you-the-one-who-is-supposed-to-find-the-lender-or-is-the-buyer I live in NC. Im not sure if that matters. Anyways, my friend is looking for a house and he has gone with someone who has just finished up their realestate classes and recieved their license. The realator calls my friend and tells him "Hey I got a number of a guy YOU need to call and talk to…I think he will give you a good rate." He has yet to help him even FIND a mortgage company. I dont think my friend knows where to start. he assumed and so did I that the agent was supposed to help with that. Am I wrong or should the agent be taking the personal information to find him a lendor or at least giving him a list or lenders to contact?
Thanks for all your kind answers!

First of all, I think I would rather work with someone more experienced, as buyers need considerably more expertise than a newbie can provide.
As for mortgage and closing that is up to the buyer. As part of my services, I generally give me clients some names and let them choose. They should talk with at least three lenders to see what different programs are available and of course rates. While I can make arrangement for closing, I always ask if they prefer one place over another. Most folks don’t know title companies like they do lenders.

Nowadays, some Realtors (depending on the client relationship) do not want to know the borrowers financial information. For example, if the borrower is purchasing a property the agent has listed (dual agency), then it’s best if the borrower keeps his financial information confidential. Since I am not a mortgage professional, I leave most of the qualifying up to the lender. I am happy to accompany the client to each lender, but it’s not necessary. If I’ve worked the area for awhile, I know most lenders. And in some places, each real estate company has their own loan divisions and/or title companies. Again, the buyer can select whom they want to work with.

If I can help further, just email me. Hugs from Minnesota!

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